Mortgage Refinance Right is a national loan service that connects homeowners with competitive refinancing lenders who offer the best rates on home loans in the country. We provide an online marketplace to facilitate consumer shopping for refinance loans online. Our goal is to offer homeowners a wide variety of opportunities to refinance a mortgage at the lowest possible rate. Most of the participating companies have a high volume of refinances closing monthly, so they are able to pass on discounted refinancing to consumers online. Getting the cheapest interest is important but also having the ability to gain access to companies that approve higher risk refinance mortgages add significant value to main prospects online.

Compare Mortgage Refinance Loans with Competitive Fixed Rates

Our service is like the Lending Tree but without the drama and hassles that often come with big banks. With us, you can expect to connect with professional mortgage refinance lenders that guarantee the lowest rates with aggressive guidelines along with friendly service. Our refinancing lenders provide premium services to consumers in the United States. Our goal is deliver the best home refinance products available in the market-place with a high level of expertise as well. Shop mortgage refinancing lenders now with no application fees or obligation. The era for low rate refinancing is here, so seize the moment.

  • See Top Lenders for Best Pricing and Customer Service
  • Shop for the Lowest Rates and Best Terms on Refinance Loans
  • No Fees and No Commitment Required When Comparing Offers Online
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Mortgage Refinance Right and Enjoy the Best Refinancing Experience Online
Find Refinance Solutions for FHA, Conventional, VA, Jumbo and Subprime

It's no secret that mortgage refinance rates have reached historic levels, but can you get approved for one of these great home refinance loans that you see advertised? At Mortgage Refinance Right you will gain access to the most flexible mortgage refinance programs nationally and our network of lenders will help streamline the process so you can relax. If you are a homeowner, don't miss this rare opportunity to lower your housing expenses that could save you thousands of dollars a year. We help homeowners with bad credit secure refinancing. Our HARP lenders have been helping underwater homeowners get approved for an affordable refinance rate even though the borrower's mortgage is twice as big as their home's value. If you have a mortgage that is owned by Freddie Mac or Fannie, you may be eligible for the Home Affordable Refinance Program that does not factor in loan to value any more. Some of our mortgage refinancing lenders may be introducing a subprime program in the months to come, so if you have poor credit scores or a limited ability to document your income, these higher risk loans may be beneficial to your circumstances. Ask your loan officer if there are any new mortgage refinance programs that could be a good fit.

  • Fixed Mortgage Refinancing
  • Mortgage Refinance with HARP
  • Refinance with No Equity
  • Streamline Refinancing Loans
  • Refinancing with FHA to 96.5%
  • 90% Cash Out with VA
  • Refinancing for People with Poor Credit

Mortgage Refinance Right offers free lender quotes to homeowners with all types of credit. We offer the best conventional, FHA, VA and HARP rates in all 50 states. Take advantage of our elite service that will connect you with the premiere mortgage refinance lenders across the country so you can compare home refinance loans with confidence.

FHA Versus Fannie Mae and Freddie Mac on Mortgage Refinancing Programs

In order to decide between FHA, Fannie Mae or Freddie Mac, also known as 'conforming' loan programs, you will need to have a little bit of information about your financial situation at the ready:

-- The average rates, which you can learn from any good lender or reputable news sources.
-- Your current mortgage insurance premium and expected changes, as provided by an insurer.
-- Your anticipated down payment percentage if you will be contributing to your refinancing.
-- Your current credit score, which you can get from the major credit score reporting agencies.
-- Why FHA is the Best Refinance Mortgage for People with a History of Credit Problems

*2.5% rate is on a mortgage refinance loan that is fixed for 5 years. The program is called a 5/1 hybrid ARM: The initial payment is based on a 30-year $220,000 5-year Adjustable-Rate Loan at 2.50% and 80% loan-to-value is $869.27 with 1 point due at closing 4-12-13. The Annual Percentage Rate (APR) is 2.98%. After five years the rate can change once every year for the remaining life of the loan. Payment quoted was for principal and interest only as it does not include real estate and local taxes or hazard insurance. ** The *3% rate is an example of a mortgage that has a fixed rate for 30-years. The monthly payment on a 30-year $200,000 Loan at 3% and 80% loan-to-value is $843.21 with 1 point due at closing. The Annual Percentage Rate (APR) is 3.29%. Other underwriting and terms from refinancing lenders may apply.