FHA Refinance Rates have Fallen to Record Lows!
Get Approved and Save Money with Fixed Rate Refinancing

FHA Refinance Rates – Choose Fixed or ARMs

Find out why millions of Americans have refinanced with FHA. We offer the lowest FHA refinance rates online to qualified applicants. Since most economists agree that mortgage rates are rising, we recommend that you lock into a FHA rate that makes refinancing worthwhile. If you can lower your monthly payment, convert to a fixed interest rate or shave off years on your loan, we suggest refinancing. FHA offers a 15 and 30 year mortgage that are fixed for 180 and 360 months respectively.

If you plan on moving soon or think you will be refinancing again in the near future, then you should ask about the ARM rates. FHA offers 1/1, 3/1, 5/1, 7/1 and 10/1 terms. This means that the interest rate would be fixed for 1-year, 3-years, 5-years, 7-years or 10-years before becoming adjustable.

With HUD announcing higher insurance premiums on FHA loans, there is a new sense of urgency for FHA refinancing, because if you lock your FHA refinance rate your insurance premium will be grandfathered in at the current rate. If you wait, you will have to pay the higher insurance premiums monthly.

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It's no secret that mortgage refinance rates have reached historic levels, but can you get approved for one of these great refinance loans that you see advertised? At Mortgage Refinance Right you will gain access to the most flexible government refinance programs nationally and our network of lenders will help streamline the process so you can relax.

  • Fixed FHA Refinancing
  • No Equity Refinances
  • FHA Streamline Loans
  • Cash Refinancing with FHA
  • FHA Short Refinance
  • Cash for Home Improvements
  • Energy Efficient Refinancing

MRR is a mortgage referral service that connects homeowners to respected refinance lenders that offer the best FHA refinance rates. Learn how to consolidate debt with a refinance.

Take advantage of our free loan quotes that offer refinance opportunities with multiple mortgage lenders looking to compete for your business online. We will connect you with FHA approved lenders that specialize in mortgage rate refinancing.

FHA refinance rates are subject to lender approval. Rates are subject to change without notice. Ask your loan officer about locking the interest rate of your FHA refinance loan for 30, 45 or 60 days.