How to Get a Mortgage Refinance with No Closing Costs

Next time you shop for a refinance loan online, request for a no cost mortgage. These loans enable borrowers to refinance without coming out of pocket to pay lender fees or closing costs. In addition a no cost refinance enables borrowers to refi without increasing their balance on the mortgage liens. Typically when people refinance and finance the closing costs then their mortgage balance increases. Expect to pay .125 to .25 higher in an interest rate when getting a no cost refinance loan. Qualifying for a no cost mortgage refinance will require good borrower credentials like high credit scores or a low loan to value.

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